Double Layer Pumpkin Pie

4 ounces cream cheese

softened

1 tablespoon milk

1 tablespoon white sugar

1 ½ cups frozen whipped topping

thawed

1 (9 inch) prepared graham cracker crust

1 cup cold milk

2 (3.5 ounce) packages instant vanilla pudding mix

1 (15 ounce) can solid pack pumpkin puree

1 teaspoon ground cinnamon

½ teaspoon ground ginger

¼ teaspoon ground cloves