Corn Salsa with Black Beans

2 (10 ounce) packages frozen corn

thawed

2 (15 ounce) cans black beans

rinsed and drained

1 green bell pepper

diced

1 red bell pepper

diced

½ jalapeno pepper

finely chopped

½ cup finely chopped red onion

½ cup chopped fresh cilantro

2 cloves garlic

minced

½ cup mayonnaise

¼ cup sour cream

2 tablespoons red wine vinegar

2 tablespoons ground cumin

or to taste

1 tablespoon chili powder

½ teaspoon cayenne pepper

½ teaspoon salt

or to taste

1 lime

juiced

ground black pepper to taste