Baked Caramel-Apple French Toast

Cut bread into 1 1/2 inch thick slices and place in a lightly greased 9x13 inch baking pan. In a large bowl beat eggs with 1 1/2 cup skim milk 1/3 cup white sugar and 1 tablespoon vanilla. Pour egg mixture over bread slices.

Arrange apple slices on top of bread. Sprinkle cinnamon nutmeg and 2 tablespoons white sugar over apples. Cover and refrigerate overnight.

In the morning: Preheat oven to 350 degrees F (175 degrees C).

Bake toast in preheated oven until golden brown about 1 hour. Meanwhile combine 1/2 cup white sugar flour and margarine. Stir in brown sugar 1/2 cup skim milk and 2 teaspoons vanilla in a small saucepan. Cook until thick. Serve French toast hot with warm sauce.